Legacy Giving

Thank you for your interest in United Way of Northwest Louisiana and for taking the time to explore the benefits of gift planning. Making a legacy gift allows you to participate in solving our communities’ most pressing emerging issues — needs we can’t even anticipate today. With thoughtful planning, you have the power to leave a legacy through your estate, guaranteeing United Way’s future investments in the community.

Gifts of Stocks and Bonds


Donating appreciated securities, including stocks or bonds, is an easy and tax-effective way for you to make a gift to our organization. Donating appreciated securities, including stocks or bonds, is an easy and tax-effective way for you to make a gift to United Way of Northwest Louisiana.

There are special rules for valuing a gift of stock. The value of a charitable gift of stock is determined by taking the mean between the high and low stock price on the date of the gift. Mutual fund shares are valued using the closing price for the fund on the date of the gift.

Benefits

  • Avoid paying capital gains tax on the sale of appreciated stock
  • Receive a charitable income tax deduction
  • Further our mission today

How to make a Gift of Stocks and Bonds
Please contact us for instructions on how you can give by electronic transfer of stock or bonds from your brokerage or investment account to United Way of NWLA.


Gift of Retirement Assets


Donating part or all of your unused retirement assets, such as your IRA, 401(k), 403(b), pension or other tax-deferred plan, is an excellent way to make a gift to United Way of NWLA.

If you are like most people, you probably will not use all of your retirement assets during your lifetime. You can make a gift of your unused retirement assets to help further our mission.

Gift of Retirement Assets

  • Avoid potential estate tax on retirement assets
  • Your heirs would avoid income tax on any retirement assets funded on a pre-tax basis
  • Receive potential estate tax savings from an estate tax deduction

Did you know that 60-70% of your retirement assets may be taxed if you leave them to your heirs at your death? Another option is to leave your heirs assets that receive a step up in basis, such as real estate and stock, and give the retirement assets to United Way of NWLA. As a charity, we are not taxed upon receiving an IRA or other retirement plan assets.

How to make a Gift of Retirement Assets
To leave your retirement assets to United Way of NWLA, you will need to complete a beneficiary designation form provided by your retirement plan custodian. If you designate United Way of NWLA as beneficiary, we will benefit from the full value of your gift because your IRA assets will not be taxed at your death. Your estate will benefit from an estate tax charitable deduction for the gift.


Gift of Insurance


A gift of your life insurance policy is an excellent way to make a gift to United Way of NWLA. If you have a life insurance policy that has outlasted its original purpose, consider making a gift of your insurance policy to United Way of NWLA. For example, you may have purchased a policy to provide for minor children and they are now financially independent adults.

Benefits

  • Receive a charitable income tax deduction
  • If United Way of NWLA retains the policy to maturity, you can receive additional tax deductions by making annual gifts so that we can pay the premiums
  • If United Way of NWLA cashes in the policy, you will be able to see firsthand how your gift supports our charitable work
  • If we retain the policy to maturity, or you name us as a beneficiary, once the policy matures, the proceeds of your policy will be paid to our organization so that we can use the proceeds to further our charitable work

How to make a Gift of Stocks and Bonds
To make a gift of life insurance, please contact your life insurance provider, request a beneficiary designation form from the insurer and include United Way of NWLA as the beneficiary of your policy.


Gifts of Cash


A donation of cash is a simple and easy way for you to make a gift.

Benefits

  • You can make an immediate impact on our mission
  • You can take a charitable income tax deduction

How to make a Gift of Retirement Assets
Click here and complete our online donation form. Your gift will be processed quickly and safely using our secure server.

Send us a check or money order. Please let us know if you want your gift used for a specific purpose by indicating that purpose either in the memo line or in a letter to us.

Did you know that you can mail a check on December 31st and, even if the check is not received and cashed by United Way of NWLA until after the new year, the IRS will allow you to take a deduction in the year the check was mailed? Keep this in mind for year-end tax planning!

Contact Us

If you have any questions about gifts of stocks and bonds, please contact us. We would be happy to assist you and answer any questions that you have.